Lucas C. Richards

Founder and finance operator building at the intersection of AI, finance and operations. I turn ambiguous problems into shipped products — from Goldman Sachs to startups to running a 50-agent AI workforce.

Selected projects

Flambé

AI-powered spreadsheets
Live product

A production AI spreadsheet that automates DCFs, LBOs and 3-statement models with agentic workflows. Shipped 0→1 as a solo founder across web and desktop — live today with paying users.

CashFox AI

Your business copilot — an AI team for small businesses
Live product

An AI team of specialists — bookkeeping, support, marketing — orchestrated by a Chief of Staff agent, with bank data over Plaid. Live with 50+ businesses; a fully client-side Lite version (agent loop + Postgres in WASM) is open source.

Floating Isles

A painterly 3D game in the browser
Browser game

Five floating islands, rope bridges and a sky-crystal hunt — built on Three.js with a custom cel-shaded rendering stack, procedural cloud skies, day/night cycles and mobile touch controls.

Eye to the Sky

A living room for the deep playa
Burning Man

A large-scale art pavilion bound for Burning Man 2025 — a glowing glass-and-steel iris under a curved plywood dome, built and crowdfunded with a Brooklyn crew.

Water Warriors

Drought data → AI water-risk app
Hackathon

Turns public drought data into an AI-powered water-risk app. Built fast under hackathon constraints; written up on the blog.

Experience

2025 — Present

AI-powered spreadsheets — solo-founded, shipped 0→1, live with paying users.

Senior Financial Analyst

Empire State Development
2024 — Present

AI enablement and underwriting across New York State's grant, loan and housing programs.

Strategy & Business Development

Accountable
2022 — 2024

Founding sales motion for an SMB banking platform — 10 enterprise customers, a charge card live in 90 days.

2020 — 2024

On-demand car marketplace in NYC — raised $250K and shipped a 3-sided marketplace to a 2,500-trip pilot.

Senior Analyst — Strategy & Finance

Marcus by Goldman Sachs
2018 — 2020

Strategy & Finance lead on the Apple Card; modeled a >$1B Apple installment transaction.

Earlier

KKR — FP&A
2017 — 2018

Selected impact

6 mo
Idea to paying users — shipped Flambé 0→1 while holding a full-time strategy seat
500+
Operators from Goldman, J.P. Morgan, Berkshire & DoorDash on the waitlist — 50% MoM, all organic
15+ hrs
Handed back to every analyst, every week — the models they built by hand now run themselves
50
AI agents running Flambé's engineering — one founder operating at the scale of a team

About

My career began in the engine rooms of institutional finance — structuring billion-dollar transactions at Goldman Sachs and refining management reporting at KKR. That foundation taught me precision, discipline, and how real value gets created.

Today I'm a founder. At Flambé I'm replacing repetitive financial modeling with AI agents, and in parallel I drive AI enablement and affordable-housing finance at Empire State Development. I'm a generalist who goes deep — full-stack engineering, agentic orchestration, go-to-market, and underwriting.

I also write more personally on my blog, ravejedi.com. Outside the work: Burning Man, longboarding, calligraphy, a standing fascination with cars, and an unreasonable Lego collection.

LangChain / LangGraphAgentic OrchestrationAI Evals & HarnessesTypeScriptPythonFull-Stack (Node · React)iOS / SwiftGCP · AWSHarness EngineeringGo-to-Market
Rutgers Business SchoolB.S. in Finance · 2018

Building something? Let's talk.